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5paisa Charges
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Before getting admission to a school or a college, knowledge about their fee is a must. Similarly, when planning to join a broker understanding its cost is also crucial. If your chosen broker is 5paisa, then it’s important to know about 5paisa Charges.
5paisa Charges List
Let’s quickly acquire the 5paisa charges detail!
Every broker in the stock market collects a certain amount of fees from their customers. And in return, offer them robust trading platforms, a quick demat process, advanced research, impeccable tools and features, and a lot more that can make the 5paisa trading process smooth and fast.
Similarly, certain charges are levied by 5paisa before opening the demat account and before buying or selling a stock, share, or any other underlying security.
Before moving ahead, you surely want to know the 5paisa charges list that comprises various fee sections. Some of the charges of 5paisa are charges while opening an account, while others are charges while executing trades.
Besides the trading charges, we have also presented the charges levied on their Brokerage packs, namely 5Paisa Power Investor Pack and Ultra Trader Pack in 5Paisa.
Let’s have a prompt sneak-peek at the 5paisa charges List:
| 5paisa Charges List | |
| Demat Account Opening Charges | CTT |
| AMC Charges | Stamp Duty Charges |
| DP Charges | Transaction Charges |
| Brokerage Charges | Call & Trade Charges |
| SEBI Charges | Pledge and Unpledge Charges |
The list of these charges is never-ending, but we have attempted to share complete detail on each of the important fees levied by 5paisa.
Let’s proceed with the 5paisa registration charges first!
5paisa Demat Account Charges
The first and initial step in the stock market trading is to open a demat account and trading account with the broker.
Now you might be wondering why you need to pay such charges? Well, if you wish to keep the shares in demat form with CDSL, then these charges are necessarily levied.
However, the broker does not impose any charges for opening an account.
| 5paisa Demat Account Charges | 5paisa Demat Account Charges |
| Demat Account Opening Charges | NIL |
| Trading Account Opening Charges | NIL |
Let’s learn the Annual Maintenance charges of 5paisa!
5paisa AMC Charges
The 5paisa AMC charges are levied only once a year, and these charges are applicable on each plan.
The 5paisa AMC charges are shown as below-
| 5paisa AMC Charges | 5paisa AMC Charges |
| Annual Maintenance Charges | Rs. 540 (one-time) |
| Rs. 45 (monthly per traded month) |
Although the AMC charges in 5paisa are Rs. 540, however, it varies on the basis of the security value that a demat account holder holds on the very last day of the month.
The following table shows the charges to be paid by the demat account holders w.e.f. 01 January 2021-
| 5paisa AMC Charges - Monthly | ||
| Total Value of Security hold (as on last day of the month) | Total number of demat account/s a broker has | Annual maintenance charges (per month) |
| Up to Rs. 50,000 | Up to 1 | NIL |
| Rs. 50,000 to Rs. 2,00,000 | Up to 1 | Rs. 8 (exclusive of GST) |
| Less than Rs. 2,00,000 | Up to 1 | Rs. 25 (exclusive of GST) |
| Above Rs. 2,00,000* | Above 1 | Rs. 25 (exclusive of GST) |
Hence if you maintain a security value of around Rs. 50,000, but not more, and have one demat account, then no AMC will be charged.
If the value of the security ranges between Rs. 50,000 to Rs. 2,00,000 as on the last day of the month and the account holder has one demat account, then Rs. 8 as an AMC per month will be levied.
Let’s have a look at DP charges.
5paisa DP Charges
When you plan to sell a stock, asset, or any other security in the stock market, then you will be required to pay 5paisa DP charges.
Complete detail on these charges are listed as below in the table format-
| DP Charges in 5paisa | |
| Nature of transaction | DP Charges |
| Transfer of shares from your Demat account or unpaid securities account or margin account or margin funding account or upon the selling of shares | FLAT Rs. 12.5 |
| Transfer of shares from your Demat account to any other demat account as requested by you | FLAT Rs. 12.5 |
A flat rate of Rs. 12.5 will be charged, and unbelievingly this is the lowest DP charge ever made by a broker in the industry.
5paisa Brokerage
Let’s understand the 5paisa Brokerage charges!
When it comes to Brokerage charges, 5paisa levies a flat brokerage charge of only Rs. 20 per order on any segment and any type.
| 5paisa Brokerage Charges | |
| Flat Brokerage Charge on Stocks, currency, and commodity | Rs. 20 per order (Any value, any number of trades, any type, and any segment) |
| Flat Brokerage Charge on Mutual Funds | Rs. 0 |
But, you can lower these brokerage charges of 5paisa by opting for their plans, namely Power Investor Pack and Ultra Trader Pack.
The below table shows the 5paisa Brokerage plans as below-
| Power Investor Pack | Ultra Trader Pack | |
| 5paisa Brokerage Plans | Plan Charges | |
| Rs. 399 per month | Rs. 799 per month | |
| Features | ||
| Long Term Ideas | Free Brokerage i.e., free trades | |
| Advisory calls | 4x Exposure | |
| Short Term Calls | No DP taxation charges | |
| World-class research on more than 4000 companies | Higher exposure | |
| Portfolio analysis | Research Pack | |
| Brokerage Charge | ||
| Rs. 10 per order | Rs. 10 per order |
Therefore, if you opt for Power Investor Pack and Ultra Trader Pack, then a brokerage of Rs. 10 per order will be charged by the broker instead of Rs. 20 per order.
For traders interested in the Commodity segment, here is a detailed review on 5Paisa Commodity Brokerage.
Opting for these plans will offer you certain features such as portfolio analysis, advanced research, higher exposure, advisory calls, and much more.
Now, let’s have a look at the 5paisa Intraday charges of both these plans along with their basic plan.
5paisa Intraday Charges
If you are someone who makes and executes trades each day in the stock market and earns profits on a daily basis, then being an Intraday trader familiarity with 5paisa Intraday charges is a must.
Let’s begin with the charges under the basic plan.
The below table presents the 5paisa Intraday charges along with other hidden charges for the trader who hasn’t opted for 5paisa Brokerage Plans:
| 5paisa Intraday Charges - Basic Plan | |
| Brokerage Charge - Currency, commodity, and stocks | Rs. 20 per order |
| Brokerage Charge - Mutual Funds | NIL |
| GST | Charged at 18% + Demat charges + Transaction |
| Call & Trade | Rs. 100 per call |
| STT | 0.025% |
Brokerage charges for the basic plan to buy or sell orders in stocks, currency, or for commodity segment is Rs. 20 per order, and apparently, for mutual funds, it’s nothing (ZERO).
But, these charges get lesser when you opt for Plans, and the intraday charges in 5paisa for day traders is as follows-
| 5paisa Intraday Charges - Power Investor and Ultra Trader | |
| Brokerage Charge - Currency, commodity, and stocks | Rs. 10 per order |
| Call & Trade | Rs. 100 per call (No charges in Ultra Trader) |
| GST | Charged at 18% + Demat charges + Transaction |
| STT | 0.025% |
The brokerage charges under these plans are pretty low than the basic charge, and then it gives extra financial leverage over the same.
But, what if you choose delivery trading? Let’s have a look at the 5paisa charges sheet for delivery too!
Delivery Charges in 5paisa
If you plan to hold the stocks, shares, or any other underlying asset, then delivery charges in 5paisa will be applicable.
The charges under Basic, Ultra Trader, and Power Investor are as below-
| Delivery Charges in 5paisa | |||
| Segment | Basic Plan | Power Trader | Ultra Trader |
| Equity, futures, options, currency, commodity | Rs. 20 per order | Rs. 10 per order | Rs. 10 per order |
| STT | N/A | N/A | N/A |
Brokerage charges of Rs. 10 per order will be levied on the trades done in the equity, currency, commodity, and derivatives segment.
Do you have any idea about the other 5paisa charges? Let’s learn them too!
5paisa F&O Brokerage
Next, you can trade futures and options in the equity, commodity, and currency segment.
But what about the 5paisa f&o brokerage charges?
Being a discount broker, here you can reap the benefit of trading in derivatives at the flat fees of ₹20 per trade.
Here is the detailed information of charges in the table below:
| 5Paisa F&O Brokerage | ||
| Futures | Options | |
| Brokerage | Basic Plan: ₹20/trade | Basic Plan: ₹20/trade |
| Ultra Trader: ₹10/trade | Ultra Trader: ₹10/trade | |
| Power Investor: ₹10/trade | Power Investor: ₹10/trade | |
| Transaction Charges | 0.0020% | 0.053% |
| STT | 0.01% (on sell side) | 0.05% (on sell side) |
| 0.125% (on exercise) | 0.125% (on exercise) | |
| SEBI Charges | 0.00010% | 0.00010% |
| Stamp Duty | 0.002% (on buy side) | 0.003% (on buy side) |
| GST | 18% (brokerage+transaction) | 18% (brokerage+transaction) |
5paisa Transaction Charges
Apart from the brokerage charges, there will be some other charges applicable by 5paisa such as Transaction charges, Stamp duty, 5Paisa STT Charges, and SEBI fees.
Complete information on the same is displayed in the below table-
| Transaction Charges in 5paisa | |||||
| Charges Name | Equity - Intraday | Equity Delivery | Derivatives | Currency | Commodity |
| Transaction Charges | 0.00325% (NSE) 0.00300% (BSE) | 0.00325% (NSE) 0.00300% (BSE) | 0.0019% (Future) 0.05% (Options) | 0.0019%(Future) 0.05% (Options) | Grp B (4 Commodities) BLACK PEPPER - 0.00005% BRASS - 0.0005% CASTOR SEED - 0.0005% RBD PALM OLEIN - 0.001% Options Contracts: Waived Off till 30-09-2020 |
| SEBI Charges | 0.00005% | 0.00005% | 0.00005% | 0.00005% | 0.00005% |
| Demat Transaction Charges | NIL | Sell Scrip, Rs. 12.5 per scrip, for Ultra Trader its free | NIL | NIL | NIL |
| Clearing Charges | As per NSE and BSE | As per NSE and BSE | 0.0002% (NSE) | 0.0004%(NSE and BSE | Futures) 0.025% (NSE and BSE | Options) | N/A |
| Securities Transaction Tax (STT) | 0.025% | 0.10% | 0.01% (Sell Future) 0.05% (Sell Option) 0.125% (On exercise) | 0 | N/A |
| Stamp Duty | 0.003% or Rs. 300 / crore on buy side | 0.015% or Rs. 1500 / crore on buy side | 0.002% or Rs. 200 / crore on buy side (Future) 0.003% or Rs. 300 / crore on buy side (Options) | 0.001% or Rs. 10/ crore on buy side | 0.002% or Rs. 200 / crore on buy side (Future) 0.003% or Rs. 300 / crore on buy side (Options) |
So, these 5Paisa service charges are applicable to each demat account holder of 5paisa.
5paisa Brokerage Calculator
5paisa charges calculator is the best way to measure the costs to be imposed by the broker.
Only with simple steps, you can determine the charges that 5paisa will be charging on you.
Here in the 5paisa charges calculator, you need to select the trading or investment segment, and besides this, you will be required to enter the volume, sell price, buy price of the required stock.
Closing Thoughts
Before opening a demat account with any broker make sure you fulfill the demat account requirements and have information on the charges levied by the broker.
Apart from demat account opening, AMC, SEBI, transaction, and brokerage charges are imposed on you. Some charges are required to be paid only one time, such as AMC or account opening.
However, some of the charges are levied on each executed trade.
5paisa is known to charge the lowest brokerage in the industry along with providing world-class platforms, advanced research, advisory, portfolio analysis, and a lot more.
Apart from this, you must not only be aware of the charges but you must be well informed of this broking house firm.
For this, you can check the comparison between 5paisa vs Zerodha, which helps you in getting a better idea of the services and fees imposed by the broker.
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